The future of budgeting is a conversation.
Say “Coffee $5, lunch $15, uber to airport $45” — and watch it become three categorized transactions, instantly. Monthly clarity, not endless lists.
From spoken words to a balanced month, in three moves.
No forms, no CSV imports, no linking your bank. J7Budget turns natural speech into structured finances you can actually plan with.
Speak naturally
Tap the mic and talk like you'd text a friend — multiple expenses in one breath, in any of 12 languages.
AI does the bookkeeping
Amounts, merchants, categories and dates get extracted with 96–98% accuracy — review, or let Auto-Confirm save them.
Plan your month
A monthly snapshot — income vs expenses, categories, savings — instead of an endless ledger.
Three ways to capture a money moment.
Voice when your hands are full, text on the train, scan when there's a receipt. All of it lands in the same clean ledger.
Say it. Done.
Multiple expenses in one breath, in any of 12 languages, up to two minutes. Enhanced Voice handles accents and noisy cafés at 96–98% accuracy.
Type like you talk.
No forms, no dropdowns — natural language in, a structured transaction out. 50 free parses a month, unlimited on Pro.
Point at the receipt.
Merchant, line items, tax and total — lifted straight off the paper. Crumpled, blurry or thermal-faded: still readable.
Your months run themselves.
A coach and an analyst, on your side.
Your bank already texts you. We do the rest.
In your pocket, online or off.
iOS and Android, with fully offline form entry — the ledger syncs when you're back.
Start free. Upgrade when your money gets ambitious.
- 20 voice inputs, 50 text inputs, 10 scans / month
- Unlimited form entry — works offline
- Monthly snapshot, calendar & category breakdowns
- 1 wallet · 5 custom categories · 2 months history
- 500 voice inputs (20 Enhanced + 480 Native)
- SMS & email parsing — transactions extract themselves
- Investments, loans, net worth & health score
- AI Coach · advanced analytics · unlimited everything
“Coffee $5, lunch $15, uber to airport $45”
Three categorized transactions. Zero forms. Instantly.
Explore the Live Demo